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Professional Liability 60 + Professions

Featuring The Hartford and Core Specialty

ALLIED HEALTHCARE

THE HARTFORD

CORE SPECIALTY

 

“DUE TO ITS EVER-EVOLVING REGULATORY ENVIRONMENT AND RELIANCE UPON SPECIALIZED TECHNOLOGY, THE HEALTHCARE INDUSTRY PRESENTS SOME OF THE MOST COMPLEX LIABILITY RISKS. CORE SPECIALTY IS A TRUSTED, EXPERIENCED HEALTHCARE LIABILITY INSURANCE SPECIALIST.”

RYAN YOUNG, PRESIDENT, HEALTHCARE PROFESSIONAL LIABILITY

Eligible Classes including, but not limited to: 

Allied Healthcare

 

  • Ambulance – Air and Ground 

  • Ambulatory Surgery Centers 

  • Dialysis Centers 

  • Home Health Care 

  • Healthcare Staffing Firms 

  • Imaging Centers 

  • Laboratory 

  • Pharmacy 

  • Rehabilitation Facilities 

  • Urgent Care Center

  • ​Senior Care Facilities

Eligible Classes: 

  • Skilled Nursing Facilities 

  • Assisted Living or Memory Care Facilities 

  • Independent Living Facilities 

  • Supplemental Exposure Home Health (Visits) 

  • Adult Day Care (Participants)

CORE SPECIALTY FACT SHEET

THE CORE SPECIALTY ADVANTAGE

  • ​Wholesale only Distribution and Excess Only Capacity

  • Policy Limits up to $5,000,000

  • Core Specialty provides Healthcare Liability products offered on a direct or reinsurance basis with non-admitted capabilities through StarStone Specialty Insurance Company

Target Classes

 

  • Allied Healthcare Facilities

  • Senior Care Facilities

  • Physician’s Professional Liability

  • Excess/Umbrella

Therapy Services

 

Acupuncturist

Certified Occupational

Therapy Assistant

Clinical Exercise Physiologist

Healthcare Assistant

Kinesiotherapist

Massage Therapist

(Licensed or Certified)

Occupational Therapist

Physical Therapist

Physical Therapy Assistant

Rehabilitation Therapist

Respiratory Therapist

Sports Medicine Therapist

Nursing Services

(In-home care and/or hospice care is not currently eligible)

Clinical Nurse Specialist (no prescriptive authority)

Clinical Nurse Specialist - Educator, Consultant

Administrator and Researcher

Healthcare Aide (including Nurse’s Aide)

Healthcare Assistant (including Certified Nursing Assistant)

LPN/LVN

Registered Nurse

Fitness Professionals

Athletic Trainer

Clinical Exercise Physiologist

Fitness Professional (Certified)

Health Educator (non-RN)

Kinesiotherapist

Personal Trainer (Certified)

Sports Medicine Therapist

Audiologists & Speech Language Pathologists

Audiologists

Healthcare Aide

Speech Language Pathologist

Dental Hygienists

Advanced Dental Hygienist/

Dental Therapist

Dental Hygienists

Healthcare Assistant

(including Dental Assistant)

Medical Technology Services

Cardiology Technician/

Technologist

Diagnostic Medical Sonographer/

Ultrasound

Electrologist, Licensed

Healthcare Assistant (including

Certified Medical Assistant)

Medical Aesthetician

(Licensed or Certified)

Medical Records Technician/

Technologist

Medical Technician/Technologist

Neurodiagnostic Technologist (NDT/END techs)

Dieticians​

  • Healthcare Assistant (including Dietetic Assistant)

  • Nutritionist

  • Registered Dietitian Nutritionist​

The Following Facilities are Eligible:

  • Adult Day Care – Social

  • (no overnight exposure)

  • Cardiac Rehabilitation

  • Diagnostic Testing

  • Facility (Non-invasive)

  • Fitness Center

  • Hyperbaric Therapy

  • Infusion Therapy

  • Lithotripsy/Endoscopy

  • Center

  • Medi-Spa

  • Medical Imaging Center

  • Medical/Pathology

  • Laboratories

  • Sleep Disorder Clinic

  • Therapy Center

  • (Physical, Occupational Speech, Massage)

  • Weight Loss Clinic (Non-invasive)

  • Design coverage with a wide range of limits and deductibles

  • Replace multiple limits with one large sub-limit for certain coverage extensions  

  • Design the right coverage for healthcare firms and facilities with flexible coverage options

  • Offer a broader solution thanks to an appetite that’s well-aligned across  our Spectrum® general liability and professional liability products

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